đš In tomorrowâs issue: I've been covering tech for 30 years, and I've never written a column like this one. It's about how AI ends us. Not the robot-uprising version. The real one, and it's already started. Facts first, then my opinion. Read it before you talk to your kids about it.
Welcome to Monday, {{first_name | friend}}. Somewhere between Scrooge McDuckâs vault and your couch cushions lives one of the strangest financial facts: âMoneyâ isnât necessarily currency you can hold. Itâs numbers on screens, promises in databases and tiny bits of code wearing little banker hats.
đ” What share of every dollar, euro and yen in the world exists as physical cash? A) Around 8%, B) Roughly a third, C) 60% or D) All the dough in my father-in-lawâs mattress? The answerâs at the end, and no, you canât withdraw it.
đ I switched VPNs, and Iâm not looking back: I tested all the big names, and NordVPN won. Faster, cleaner and covers 10 devices on one account. Airport Wi-Fi, hotel Wi-Fi, coffee shop Wi-Fi, two taps and you are locked down. I negotiated the price down to $3.37 a month. Get 76% off at NordVPN.com/Kim.*Â
đ€ Miss the show this past weekend? I got you. â Kim
TODAYâS DEEP DIVE
The great pouch grab

Image: Yondr
đ€Ż WOW! Schools are making students hand over their cellphones, and your workplace may follow. If youâre required to tuck your phone away in a secured pouch, read on to learn your legal rights and the emergency exceptions to bring up with your boss.
đ Read time: 2.3 minutes
Kids in schools across the country are turning in their phones during class hours. Hereâs the part nobodyâs saying out loud. Youâre next.
Yondr makes the lock pouches youâve seen in schools, and it sells a workplace version for Fortune 500s, courts, warehouses and small businesses. Some bosses want your phone locked up before you clock in. Others go phone-free during âcore hours.â (Their words, not mine.)
đ How it works
Your phone or smartwatch slides in, and a magnetic pin snaps the pouch shut. Same idea as the security tag on new jeans. You keep the pouch. It opens with a tap on an unlocking base at the exit door.
Yondr isnât the only pouch player. Competing versions from ZenLocked and NutKase, locker systems such as Phone Locker and screen-locking apps like LockedIn are popping up everywhere. Going phone-free is officially a booming industry.
Itâs not just about scrolling on the clock, either. A camera phone in a factory can walk out with the secret recipe. Your phone on company Wi-Fi is a side door for hackers.
âïž Where the line is
Your employer can ban phone use during working hours. Can make you lock it up. Can write you up or fire you if you ignore the restrictions. All legal.
What they canât do is keep your phone, go through it without your say-so or enforce the rule on you but not Kevin from accounting.
Two things to ask, in writing: How do you reach me in an emergency? How does my family reach me?
Thatâs not me being dramatic. A tornado leveled an Amazon warehouse in Edwardsville, Ill., in 2021. Six people died. The fight over Amazonâs phone ban went national overnight. Workers kept saying four words: We want the alerts. The company relaxed its policy.
đ Does any of this even work?
Before you order a box of pouches for your business, look at the research. Itâs messier than youâd think.
đ More effort, same results: A University of Southampton economist told phone survey workers to put away their own phones. They dialed more households, but completed interviews didnât necessarily go up, so the boss saw little payoff. And that was simple, routine work. For creative or problem-solving jobs? Nobody knows yet.
đ Separation anxiety is real: University of Missouri researchers had iPhone users do word searches, then moved their phones across the room and called them. Heart rates went up. Blood pressure went up. Words found went down. Thereâs even a name for it: nomophobia. No-mobile-phone phobia. Iâm not making that up.
đ€ Fair beats force: Research on workplace tech rules keeps landing in the same place. They stick when employees think theyâre fair. Take away a phone someone needs to do their job or from a worker whoâs doing a great job already, and youâve got a mutiny on your hands.
My take for bosses: Ban phones around dangerous machinery, in client meetings and near sensitive data. Leave the rest of the building alone. You hired adults. Treat âem like it.
đ© Send this to someone who got handed a new phone policy at work.
Share this now:
I switched VPNs. Hereâs why.
I used the same VPN for years. Then it got slower, clunkier. So I did what Iâd tell you to do. I shopped.
I tested all the big names. NordVPN won.
Itâs what runs on my own devices now. Itâs what I trust for my family.
Fast where it counts. Real encryption without the spinning wheel. Streaming, banking, video calls, all normal speed.
10 devices, one account. Your laptop, your phone, your tablet, your spouseâs everything.
Airport Wi-Fi. Hotel Wi-Fi. Coffee shop Wi-Fi. Two taps and youâre locked down. Free Wi-Fi costs more than you think.
I negotiated your price down to $3.37 a month. Less than a latte. And thereâs a 30-day money-back guarantee, so thereâs nothing to lose but the tracking.
Make the switch today. Your old VPN wonât even notice you left. Thatâs sort of the whole idea.
Thank you for supporting our sponsors, who keep this newsletter free.
WEB WATERCOOLER
đ Dream car disappears: Your dream muscle car may be nothing more than pixels wearing a dealership logo. The FTC warns that scammers are cloning legitimate dealer sites with AI, right down to inventory photos and cheerful reviews, then collecting deposits for cars that donât exist. If a seller keeps you away from the vehicle or lot, leave. Canât be seen until the deposit is paid? Huge red flag. When a deal that good only exists on a screen, keep your wallet in park.Â
đ© Wordle, solved by math: Two Binghamton University researchers used information theory to win Wordle 99% of the time, versus 90% for guessing common letters. The idea flips how most of us play: don't pick the word most likely to be right, pick the word that eliminates the most possibilities. Translation for your family group chat: guess ADIEU less, learn faster. Got time? Hereâs their report.
đČ What is your phone bill actually costing you? Be honest with me, itâs on auto-pay and you havenât looked at the line items since 2019. I was shocked. If youâre paying over a hundred bucks a month, youâre officially overspending. Right now, for a limited time, get $100 off your bill on any unlimited plan with Consumer Cellular. If youâre over 50, thatâs a single line of unlimited talk, text and data for just $35 a month plus $100 off. Offer ends Nov. 1.*Â
đ» Truck stop, literally: Ford is recalling 223,472 F-150 pickups, model years 2023 through 2027, because the fuel tank straps can fail and the tank can leak or drop off while you're driving. NHTSA's words: a detached tank creates a road hazard, and a fuel leak can stall the engine or start a fire. Dealers will inspect and replace the straps free. Own one, or know someone who does? Type the VIN into nhtsa.gov/recalls, then call the dealer.
Desire never retires: Imagine a 78-year-old at the kitchen table, calmly explaining dating after divorce while Gen Z takes notes. Thatâs happening online as creators in their 60s, 70s and 80s offer frank advice (paywall link) on intimacy, consent, loneliness and changing bodies. Better than the 18-year-old telling you to get out there. The advice sounds refreshingly normal: Communicate, laugh, be honest and stop treating age like romanceâs eviction notice.
Hearing everything isnât the same as hearing clearly
Most hearing devices focus on making everything louder. But louder doesnât mean better or clearer, especially when youâre trying to follow a conversation in a noisy restaurant or keep up with everyone at a family gathering. Thatâs what makes Horizon IX by hear.com different.
I recommend Horizon IX. It uses AI to cut through background noise, so conversations are easier to follow. More than 670,000 people have already chosen the Horizon IX, including one of my loyal readers:Â
âBased on your recommendation, I got the Horizon IX. Fantastic. My quality of life improved after only one week of wear.â
Conversations with the people you love shouldnât be a struggle. With a 100% money-back guarantee, you can try Horizon IX and hear the difference for yourself.
Thank you for supporting our sponsors, who keep this newsletter free.
DEVICE ADVICE
âĄïž 3-second tech genius: Gmail has a secret split view that saves you from opening an email, reading it, then clicking back to your inbox every single time. Click the Settings gear, then under Reading Pane, choose Right of inbox or Below inbox. Your message list stays visible while you read, so working through a busy inbox feels a whole lot less clicky.
đ Youâve been saying âI need a websiteâ for years: I know because I hear it constantly. Hostingerâs AI builds the whole thing from one sentence. I built Barry a site in minutes and itâs gorgeous. Site, store, email and domain all in one account. 30 day money-back guarantee. Plans start at $2.99 a month. Get an extra 10% off at Hostinger.com/Kim with code KIM10. You can move your site from another host to them, too! I did that with a GoDaddy site.*Â
đ iOS 27 is here: Go to Settings > General > Software Update to grab it. The big one? Siri can finally hold a more natural, chatbot-style conversation. Thereâs also AI photo editing, like easily removing unwanted details or telling Siri what you want changed. Plus, there are new customization options for Liquid Glass, updates to Health, Photos, Notes and more. FYI, youâll need an iPhone 11 or newer. (Some features depend on your model.)
đ Update your Android: Google rolled out a security patch fixing 180 bugs. The scary part? One of them affects Wi-Fi and could let a hacker run malicious code on your phone remotely, without you tapping or installing anything. đ± Go to Settings > System > Software Update and install it today. Takes a few minutes.Â
đ Find out whatâs slowing YouTube down: If a video keeps buffering, you can check whatâs going on. On desktop, right-click the video > Stats for nerds to see connection speed, dropped frames and buffer health. On mobile, tap You > Settings > General > Enable stats for nerds. During a video, open Settings > More > Stats for nerds. No more blaming the Wi-Fi without evidence.Â
â° Microsoftâs about to pull the plug on a few things: Publisher exits Microsoft 365 on Oct. 1, Project Online shuts down Sept. 30 and Office 2021 support ends Oct. 13. If your company runs on any of these, start migrating. FREE swaps worth knowing: Canva for flyers, ProjectLibre Desktop for project management, LibreOffice or Google Workspace for everyday docs. Publisher made it to 35. Pour one out for every church bulletin and garage-sale flyer it ever made.
KIMâS DAILY DEALS
As an Amazon Associate, some links pay us a commission at no extra cost to you. Keeps this newsletter free. Thank you.
đš Nail your next project
Weekend mishap? Iâve got your fixes.
đȘ Daily driver: Electric screwdriver kit (40% off, $30)
4.6 â 2,300+ reviews
Canât hit that tiny screw hole in a dark corner? This cordless screwdriverâs built-in LED lights up those tricky spots. Comes with 25 hex bits, and the magnetic lid keeps everything neat in your drawer.

Image: HOTO
đȘ Sharpest tool: Donât toss a dull chain. This chainsaw sharpener kit (20% off, $40) tunes it up right on the saw. No removal, no shop fees.
Floor savers: Silicone chair leg covers (15% off, $9) let chairs glide without that awful scraping sound. Snug fit on most leg sizes.
Cut above: Every handyman needs a folding pocketknife (17% off, $10). Perfect for slicing boxes and packages, then hooks on your key chain.Â
đ§° Toolbox refills: Get more DIY and home helpers before something else goes kaput. â
Prices and deals were accurate at the time of publication.
WHAT THE TECH?

Image: @Dizzy_Log2916 via Reddit
đŸ Please see me in my office
Nothing prepares you for opening the pet cam and realizing your cat has been expecting this meeting.
One woman checked her home security feed and found her cat planted directly in front of the camera, staring into the lens with the energy of an HR manager who found out your secret group chat.Â
The clip exploded on Reddit, the HQ of cat owners. One comment was perfect: âMy bowl is empty, Mother.â Your cat doesnât need a security system. It has you under surveillance.
Watch the whole thing unfold here. What did the cat say on his cellphone? Can you hear meow?
LOGGING OUT âŠ
đ What you learned today: Your boss can lock up your phone, but not keep it, search it or ban it for you and not Kevin. Ask two questions in writing: how do you reach me in an emergency, and how does my family? Then update your iPhone (iOS 27 is out) and your Android (180 bugs), and go check your F-150's VIN. Oh your money is a row in a database.
đ Tomorrow: The day AI ends humanity won't look like a movie. It'll look like a Tuesday. I'll show you the facts that convinced me, and the one thing I think we can still do about it. Set a reminder to read your newsletter tomorrow.
đŠ The answer: A) Around 8%. Yep. The rest of the money is numbers in a database. Nobody tells you your savings arenât in a vault, theyâre a row in a table on a server. This is why a bank breach and a bank robbery are almost the same crime, but only one of them requires leaving the house.
I hear you: âDear God, my prayer is for a fat bank account and a thin body. Please don't mix it up like last year.â (lol)
đ Free Wi-Fi costs more than you think: Every time you connect at an airport, hotel or coffee shop, your data is visible to anyone on that network. Two taps on NordVPN, and everything is encrypted. Covers 10 devices on one account. Itâs the VPN I run on my own devices. Get 76% off a 2-year plan. That is $3.37 a month.*Â

đ§Ÿ Thanks for starting your week with me. Now go make Monday behave. â Kim
Kim Komando âą Komando.com âą 510+ radio stations âą Trusted by millions daily
đ THE KIM CHALLENGE: Forward this to ONE person who needs to hear it today. Pick the person who popped into your head while reading. You know who it is.
Photo credit(s): Yondr, HOTO, @Dizzy_Log2916 via Reddit
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