💰 AI beat 93% of fund managers

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Welcome to your money Monday, {{first_name | friend}}. Before Netflix asked, “Are you still watching?” there was the glorious clunk of a VHS sliding into the VCR. 

📼 Friday night entertainment used to live in chunky plastic boxes, and apparently, one of those boxes is now worth more than a seriously fancy car. Yep. A sealed copy of one classic film sold for an amount that might make you want to call your parents and ask what, exactly, they donated to Goodwill.

Question time: Which movie holds the record for the most expensive VHS ever sold? A) The Goonies, B) Back to the Future, C) Ghostbusters or D) Titanic? Stick around, the unbelievable rewind happens at the end.

💾 Your files aren’t as safe as you think. Google Drive and iCloud sync your stuff, but syncing isn’t saving. One hard drive crash, and it’s all gone. I want to make sure that never happens to you. Get 50% off Carbonite right now, and never worry about it again.* — Kim

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⚡ TL;DR

📖 Read time: 3 profitable minutes

This question lands in my inbox a lot. “Kim, can AI help me pick stocks?”

The answer is yes. And the research got impossible to argue with. Let’s start at Stanford. 

Researchers at the Stanford Graduate School of Business built an AI analyst and turned it loose on 30 years of real market data. It analyzed 3,300 actively managed mutual funds from 1990 to 2020, adjusting portfolios once per quarter using only public information. Nothing fancy. No insider tips. Patterns everyone could see but nobody bothered to read.

The AI beat 93% of human fund managers. By an average of 600%. Really.

The team spent 12 months trying to find their own mistake. They couldn’t. Human managers generated $2.8 million in quarterly returns. The AI generated $17.1 million. Same market. Same data. Completely different outcomes. 

Then Harvard landed a study last week. A neural network could predict 71% of all mutual fund trading decisions, whether a manager would buy, sell or hold a given stock. Nearly 3 out of 4 calls. By a machine.

Dalbar’s 2025 report found the average equity investor earned 8.5% less than the S&P 500 last year. Not from picking bad stocks but rather from bad human psychology. Loss aversion. Panic selling. Chasing trends. 

AI doesn’t do any of that. It doesn’t watch CNBC at midnight and make decisions it regrets by morning.

Open ChatGPT, Claude, Gemini or Grok and try these:

1. “Act as a financial adviser for a [your age]-year-old saving for retirement. Recommend a diversified portfolio with U.S. and international exposure, moderate risk tolerance and a 10-year horizon. Explain why each stock was selected.”

2. “You are a stock analyst. Compare the investment potential of [list companies], using earnings reports, P/E ratios, market trends and analyst sentiment. Summarize the pros and cons of each.”

3. “I’m a [conservative/aggressive] investor with [$X]. Suggest five stocks across different sectors for long-term growth. For each pick, give a one-paragraph summary of recent performance and future outlook.”

AI doesn’t know your mortgage, your timeline or your stomach for watching your balance drop 20% in a single rough week. It sounds confident even when it’s wrong. Think of it as the world’s most well-read research assistant. Not your financial adviser.

Use it to get smarter, not reckless. And not as a reason to skip talking to a real adviser before moving serious money.

I’ve started investing in stocks. Beef, chicken, and vegetable. One day I hope to be a bouillionaire. 🥣

🗣️ TEXT/POST THIS STAT Stanford found AI beat 93% of fund managers by 600% over 30 years. Harvard just proved it can predict 71% of fund manager trades. The person managing your money should be paying attention. GetKim.com

📩 Send this to someone who has any money in the stock market or is saving for retirement.

Share this money saving and making tip now:

Alex talked to a creepy guy outside a club. What she didn’t know? He recorded the whole interaction via smart glasses. The video was then posted to 500,000 strangers on TikTok, Instagram and YouTube. I talked to her about the fallout.

Listen right now on Komando.com →

🎧 Or search “Komando” wherever you get your podcasts. I’m everywhere.

⚠️ Your meds got leaked: Hims & Hers, the weight-loss drugs and men's health prescriptions site, confirmed a data breach. Hackers sweet-talked employees into handing over access to customer support. Names, email addresses, phone numbers, and physical addresses were stolen. The company’s offering a free year of credit monitoring. Watch for phishing emails that mention your specific prescriptions by name. That’s not a coincidence. That’s leverage.

YouTube answers your TV questions: This is slick. YouTube is rolling out “Ask AI.” While a video's playing, you can ask questions using your voice and get answers on screen without interrupting playback. Finally, “wait, who IS that actor?” is answerable without grabbing your phone. I’ve tested on mobile and it works. The TV rollout is gradual, but it's coming to your living room.

📱 Three’s a crowd: Samsung built a trifold phone that opens twice, costs $2,899 and stretches to 10 inches, then basically said, OK, that’s enough of that. Analysts say only about 30,000 were made, foldables are just 1.5% of phone sales and this one may have been sold at near-zero profit. I get it. A 16-inch MacBook Pro costs less, and people don’t really want to carry a foldable dinner menu in their front pocket. 

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Training wheels: Hollywood assistants are getting a crash course in AI whether they want one or not. Studios are pushing staff to use AI for everything from script coverage to scheduling to creative development. One assistant put it: "When they say 'you should be using AI,' the first thought is, 'Are you asking me to teach you how to replace me?'" Sound familiar? It should. This isn't a Hollywood story. It's every office in America right now. Be sure you signup for my free weekly AI newsletter now by clicking this link.

🫥 Invisible for sale: I hate to respect the hustle, but Instagram found a way to invoice human weakness. The app is testing a feature where you pay to watch someone’s Story without showing up in the viewer list. Not for safety, not for security, only premium snooping. Pro tip: If you want to anonymously check in on someone’s Stories for free, log out. Old trick and it’s free.

Major companies are cutting thousands of jobs while pouring billions into AI. Here’s who’s in the crosshairs and what you can do about it.

Listen right now on Komando.com →

🎧 Or search “Komando” wherever you get your podcasts. I’m everywhere.

⚡️ 3-second tech genius: Take a pic of the back of your TV before unplugging anything. Routers, consoles, soundbars, printers, all of it. The second you start moving cables around, everything becomes black spaghetti with trust issues. One photo gives you a map. While you’re at it, label your chargers. Laptop, fast phone, watch, data cable. They all look identical eventually. A piece of tape saves more time than you’d think.

🤖 Move your ChatGPT and Claude chats to Gemini: About time, and Google’s made it super easy. On ChatGPT, go to Settings > Data controls > Export data. On Claude, Settings > Privacy > Export data. Take the file you were given, head to Gemini’s Settings & help > Import memory to Gemini > Import AI chats. Remember to sign into your personal Google account first. Ta-da, a fresh start with previous conversations.

💼 Find the best candidates: It’s nuts. You post a job, and people with absolutely no qualifications apply for it. Such a waste of time to sort through it all, hoping for one gem. If that sounds familiar, you’re hiring wrong. Get $100 off your first job post with LinkedIn Hiring Pro.*

Messages App going dark: If you have a Samsung phone, your built-in Messages app dies this July. The fix? Download Google Messages now and migrate before the deadline hits. Go to Settings > Apps > Samsung Messages and follow the switch prompt. It's free, it takes five minutes, and your texts won't miss a beat.

👀 Your Instagram past is more visible than you think: Old likes, comments, reposts and tags are all still there. On the mobile app, tap profile picture, then go to ☰ > Your activity and clean house section by section. Bonus tip: Check Recently deleted. Some posts you thought were gone are still sitting there.

💻 That slow computer probably isn’t dying: It’s launching 20 apps before you’ve even touched it. On Windows, open Settings > Apps > Startup and toggle them off. On Mac, System Settings > General > Login Items & Extensions. Click the app, hit the (–) minus icon, gone. Boot times will surprise you. It was never old. Just overworked.

A viral clip zooms endlessly into a chip, each layer revealing even more complexity, like someone copy-pasted reality a few thousand times.

It’s beautiful, but the video is likely multiple shorts stitched together. Real chip imaging doesn’t flow like that. But the premise checks out. Today’s chips are stacked, etched and wired at insane density, billions of components crammed into tight, layered architectures. All that brilliance so your laptop can freeze on a Google Doc.

Reminds me of an old joke: A hungry traveler stopped at a monastery and was taken to the kitchen where a brother was frying chips. "Are you the friar?" he asked. The brother replied "No. I'm the chip monk." 🐿️

Share this great little fun fact now:

🔜 Tomorrow: Before you rage-buy a new phone, laptop or router, try this. I’m sharing five easy fixes for slow tech, weak batteries, bad Wi-Fi and more.

The answer: A) The Goonies. A sealed copy sold at auction for $125,000. One tape. Never opened. The same movie you can stream as part of a monthly subscription. 

For context, Back to the Future sold for $75,000, Jaws went for $32,500, and Ghostbusters fetched $23,750. The rule is simple: factory-sealed, original shrink-wrap, first-edition print, classic ’70s or ’80s title. Condition is everything. That beat-up rental copy you returned to Blockbuster three weeks late? Worth nothing. The one still in its original wrapper in your parents’ attic? Go check right now. Seriously. Go check.

Just because: Why was the Jazz movie rated R? Too much sax and violins. (You’ll use that, I know it!)

Your hard drive will fail. Not if. When. Why risk losing every photo and document you own? I use Carbonite because it backs up everything automatically, no thinking required. Grab my exclusive deal: 50% off for a limited time.*

🚀 Three friends. That's it. Get them signed up with your unique referral link below and I'll send you my AI Prompt Hack Pack ebook instantly. Twelve prompts I actually use.

🌐 The world rewards people who pay attention. That’s you! Oh, drop a rating below and a comment. I read them all. — Kim

Kim Komando • Komando.com • 510+ radio stations • Trusted by millions daily

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Photo credit(s): Gemini, UNBREAKcable, @TheProjectUnity via X

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